Update Oct 8 2023

Alert- with the upheaval and violence in Israel, prepare for market upset. Does your advisor have an exit point. In 50 years of doing this I know of none. Hold for the long term? Not now kids- earn 5.3% on certain Treasury fund, even MONEY MARKET FUNDS!  
Why risk a gain of 5% in the market if you could lose 20% or more!  During COVID MARCH 2020, the Dow dropped 38% in 15 trading days. A one million dollar account would mean a loss of $25,000.00 A DAY!

What would/did your advisor say to calm your panic?

Lucky for you the market came back.

I have a plan for the market upset I think is COMING as sure as darkness follows the daylight.

Hey, do you think they put me on 67 radio stations or in a dozen major news outlets for being wrong?

Call me- accepting new clients due to a bigger office staff. 
Earn 6.45% FIXED and guaranteed for FIVE YEARS.  Do you really think the FEDS can keep rates this HIGH for THAT LONG?

Dont kid yourself- They have not been able to do that for over 50 years!

Freeze todays high rates.

 Or earn over double digits every year for the rest of your life? Is that possible? Guaranteed with ALSO participation in the stock market in the UPWARD direction only?

Call me and find out!

(530) 559-1214

Disclaimer: This is not a recommendation to buy or sell any securities. May include forward looking statements. Past performance is not a guarantee of future results. No one can predict market movements at any time. Investing involves risk. You can lose money, including total loss of principal. Consult your tax advisor for all income tax related questions. Stop-loss strategies utilize stop orders which turn into market orders, so they may not limit losses. Dividends are not guaranteed and may be cut or eliminated at any time and may not prevent losses. Annuities are not FDIC insured and are insured and guaranteed by the underlying insurance company only. Early withdrawal penalties may apply. Management fees are not allowed once funds are moved to an annuity. Annuities may or may not be suitable for all investors. Indexed funds attempt to track the underlying index but are only a proxy for that index and may or may not track the index exactly. 

Special note: For those wishing principal guarantees and possible market upside participation, you may consider a fixed indexed annuity. Purchased annuities have no management fees and are 100% principal protected. These I have found are desired by those that cannot tolerate any losses whatsoever, or are extremely sensitive to any kind of loss. They also will participate (rise in value) if the market (S&P 500) rises between the applicable time periods as set forth in the contract, so they have a minimum guaranteed interest of 7.2% over the life of contract OR you get a portion of the increase in the market. The greater amount of the two is what they guarantee and always 100%