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Money Class, another show and a NEW NO RISK CD with tremendous upside potential is out ! Update March 12, 2015.
Howdy Money Matters fans!
Few things of business to take care of before moving on to the markets:
Money Class is happening but unlike below this upcoming class should be small, small, small which means more one on one time with me!
MONEY CLASS NOW SCHEDULED!
April 22nd, 10.30 am to 2:00 PM at our new digs at KVMR! 120 Bridge St. in Nevada City across for our old digs at 401 Spring St. See the new studios and attend class in our new community room. I will provide drinks and some snacks.
Cost: Reduced to $99.00 so mail your check now to reserve your spot.
This is a MUST ATTEND class for everyone, regardless of net worth.
We will cover, money- what it is and how does it work? Investing in stocks or elsewhere?
Tips on great rates for savers and low income. Real Estate, Dividend payers, annuities, bonds, offshore stuff, gold and silver, inheritance, fixed income, aging parents, investing for kids and more! Question and answer period at the end if time allows.
You will also get my Super Dividend Payer List!
How to enroll:
Send check to:
PMB 101 578 Sutton Way Grass Valley, Ca 95945 (make check payable to E. CUNIBERTI)
Or just send us an email or sign up for two years on the website, get three and the class!
Remember, subscribe for a 2 year membership to the site and I will THROW IN THE CLASS FOR FREE~ Just go to moneymanagementradio.com. WHAT A DEAL! Cost for the 2 year membership is $199.00 and I also throw in your 3rd year free!
If you signed up for the website in the last 30 days for $199.00 you are also eligible for the discount.
You can also pay at the door of course ($99.00).
Don’t delay and get your discount. Choose your method of payment!
Special Note: The enrollment is small so you can bring your portfolio and have more one on one time with me! This will be a small class so take advantage of it and sign up now!
A NEW EVERBANK NO RISK MARKET SAFE CD IS OUT!
These seldom come out and when they do they are a great way to get inflation protection but without any risk!
Here are the details:
5 year CD
Based on emerging economies which look to rocket higher as the US economy stalls.
No downside risk and a minimum of 10 % return if the underlying indexes have any increase at all.
100 % UPSIDE participation! Unlike some of the other CD’s in the past where the upside is limited this one is not. Here are the fine details:
EverBank created the 5-year MarketSafe Future Economies CD for those seeking safer exposure to 6 emerging market currencies. You will effectively be participating in the appreciation of these currencies:
• Brazilian real (BRL)
• Chinese renminbi (CNY)
• Indian rupee (INR)
• Indonesian rupiah (IDR)
• Mexican peso (MXN)
• Turkish lira (TRY)
Equal weighting. CD payments, including deposited principal and a potential Market Upside Payment, will be denominated in U.S. dollars and paid upon
CD maturity. The potential upside payment will be based on the equally weighted value of the performance of these 6 currencies
against the value of the U.S. dollar. With the dollars recent rocket ride higher, many, including me, are predicting its eventual snap back fall which could translate into great gains in this CD.
EXAMPLE:
If the CD performance exceeds
0%, but is less than or equal to 10%, the CD will deliver an upside
payment of 10% at maturity.
If the performance is greater than
10%, the upside payment will equal the CD performance.
If there is a negative performance, your deposited principal will be
100% protected and returned in full upon CD maturity.
What a great way to get upside potential without downside risk and no where can I get you this mix! Here is the link:
https://www.everbank.com/investing/marketsafe/future-economies?referid=13286
Don’t miss out. This closes in about 3 weeks. Read the terms and conditions as always.
FDIC INSURED AGAINST LOSS OF PRINCIPAL!
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Money Matters airs this Thursday at NOON PST on KVMR FM! Don’t miss out! Tune in.
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One of the oldest stocks in the Dow is General Electric, symbol GE which has grown from its once simple industrial roots to a multinational conglomerate making everything from light bulbs, control systems, real estate, medical equipment and finance to name but a few of its endeavors.
Its stock has slowed to a crawl in recent years, just with too many irons in the fire to let its stock catch fire.
GE CEO Jeffrey Immlet decided it was time to take GE back to its roots in an attempt to streamline the company and gets its stock price moving again by holding a huge sale of billions of dollars’ worth of its assets.
Its largest arm is its financial unit with makes up more than half of GEs capital. Imlett will unload GE Capital shrinking investment to about 90 billion, down from 363 billion.
It will use the money it gets to initiate a stock buyback, authorizing more than 50 billion dollars to buy back its own shares.
GE stock shot higher by 11 % last week when the announcement hit the newswires, its biggest move in 6 years.
GE’s move to go back to its core industrial business should have lasting effects on its stock price as industrial companies simply sell for more than financial businesses based on earnings versus stock price. It might also reap some momentum for last week’s move and continue higher as investors get a clearer picture of what GE actually does.
Now that GE is making moves to trim the fat sort of speak, it might be time to take another look at this old stalwart of industry. It’s also a dividend payer soon to have a lot more cash and that bodes well for potential investors.
McDonalds succumbed to public pressure and decided to increase the pay to hourly workers from 9 bucks an hour to $9.90 an hour and increase it again to over 10 bucks in 2016.
It joins the swelling ranks of companies who desire to fall more in line with the good graces of the public who are demanding higher living wages for low income workers.
The real effect on McDonalds bottom line and its employees won’t be a great as most people think however as the move only applies to its company owned stores and not its franchised establishments which are owned by individual business people. That means 90% of employees wearing the McDonald uniformed won’t be affected.
Its image will improve however as most people don’t realize the move will only benefit one out of ten workers.
McDonalds, like Target and Walmart who also made similar moves, may be trying to avoid a mandated minimum wage like the 15 dollar an hour rate that Washington and many others are pushing for. By increasing its wages voluntarily, it may take some heat off from public pressure and a 10% increase is a heck of lot cheaper than a massive jump to the $15 dollar rate that might be thrust upon the company by a national or statewide law.
No matter what side of the aisle you stand on concerning the minimum wage arguments, one thing is evident.
Public pressure has made these corporate giants make some changes as to how much it pays its employees. Whether the result is the most beneficial for the employees or the companies themselves however is shrouded in a giant vat of what ifs and what if nots and the final real outcome of all these changes will probably never really be known.
For now, at least some will make a little more money and these companies won’t face the same amount of public heat on their wage issues compared to before they installed the increases.
I am of the opinion neither the employees, those supporting minimum wage increases nor the companies themselves will think they got the best end of the deal, and that means a compromise, and that may be the best we can expect.
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People often ask me how to get their young ones involved and educated about investing.
I believe in starting them as early as possible and that means if they understand what money is and can read numbers, it’s time to get them started.
A great idea to initiate your young ones into the world of investing is to set up a stock account and let them trade it. I don’t mean trade like a day trader but have them select a group of companies they think are doing well and that they have interest in.
My kids use cell phones, wear trendy clothes and eat at trendy kid places and so that’s likely to be where they want to place the money.
Make them realize this is their money and everything they make will eventually be theirs to keep. It doesn’t have to be much, even a hundred dollars will get them on their way and a hundred bucks to a kid is like a thousand or more to you and I.
You will have to watch the account and make a note that if an investment drops by a third or so you will ask them to make another choice, but don’t try and interject your stock selections. You have your own account for that.
Incredibly, kids can make very good stock pickers as they know what’s in, what’s new and what’s frowned upon in their circles and it’s their peers that drive many of the companies they select. They often know what is falling out of favor and what is becoming the newest fad way before Wall Street sees the final numbers when companies post their results.
My 14 year old is first up among my 3 kids and is about to make his first selections. If he does well, even I, a seasoned analyst and stock picker might just follow his advice and won’t that be an odd turn of events! You can bet if he picks big winners, I will look at his selections but I won’t ever make that public knowledge!
By setting up and letting a child stock account run according to you kids whims and fashions, they will become interested in the world of investing at an early age, and that bodes well for their future when they play with real money of their own.
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Former Secretary of State Hillary Clinton ended the suspense on Sunday afternoon, announcing that she will seek the White House in 2016.
“I'm running for president,” said Clinton, a Democrat who would become the nation's first female commander-in-chief, in a Web video.
"Americans have fought their way back from tough economic times, but the deck is still stacked in favor of those at the top," she continued. "Everyday Americans need a champion, and I want to be that champion. You can do more than just get by. You can get ahead, and stay ahead. Because when families are strong, America is strong."
My take on all this is like Jeb Bush, America has had enough of dynasty. Both the Clinton and Bush name has had its name stamped on the oval office and now it’s time we elect someone new with new ideas. The economies of the world and indeed the state of the people has been brought to us by both these names and needless to say the outcome is less than the utopia we were promised. Economic stats show the average man is worse off than he was decades ago with richer rich and poorer poor. The economies of the world are stagnant as the banking centers are larger. Let’s move on and get somebody in there that won’t keep the status quo. NO MORE DYNASTIES!
All for now, talk Thursday,
Marc
