New update April 14, 2015 New CD out, a Super Dividend Payer on our list pops! Class coming this month!

 

 

Marc’s Notes:

Well yet another one of our stocks on our SUPER DIVIDEND PAYERS LIST popped last week and that is General Electric (GE).

One of the oldest stocks in the Dow, it has grown from its once simple industrial roots to a multinational conglomerate making everything from light bulbs, control systems, real estate, medical equipment and finance to name but a few of its endeavors.

Its stock has slowed to a crawl in recent years, just with too many irons in the fire to let its stock catch fire. We added it to our Super Dividend Payers List just last year looking for better days ahead and they arrived last week.

GE CEO Jeffrey Immlet decided it was time to take GE back to its roots in an attempt to streamline the company and gets its stock price moving again by holding a huge sale of billions of dollars’ worth of its assets.

Its largest arm is its financial unit with makes up more than half of GEs capital. Imlett will unload GE Capital shrinking investment to about 90 billion, down from 363 billion.

It will use the money it gets to initiate a stock buyback, authorizing more than 50 billion dollars to buy back its own shares.

GE stock shot higher by 11 % last week when the announcement hit the newswires, its biggest move in 6 years.

GE’s move to go back to its core industrial business should have lasting effects on its stock price as industrial companies simply sell for more than financial businesses based on earnings versus stock price. It might also reap some momentum for last week’s move and continue higher as investors get a clearer picture of what GE actually does.

Now that GE is making moves to trim the fat sort of speak, it might be time to take another look at this old stalwart of industry. It’s also a dividend payer (of course!) soon to have a lot more cash and that bodes well for potential investors. We will keep this on our list and I am very excited about GE’s future. It is also very large so I classify this as a more conservative holding. Another reason to get my list and you can buy it now on the website or come to my class for $99.00 and get the class and the list~

 

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The markets meanwhile meander around 18,000 Dow and one wonders what is next. Half the articles I read say we go up and the other half say we go down. We will see. Gold looks to hold and oil does too but one never knows. This is why, with so many market cross currents, you need to understand and invest for all outcomes. Holding just a basket of stocks and bonds sets one up for another massacre should we see another event like the last blow up and believe you me, that is a possibility. For now the green light is still on with my orange tint still glowing as indicated about 4 to 5 months ago on this news letter and shows. Here is a blurp I wrote on this cautionary tale in the fall:

The markets still haven’t fallen in the burning heap many analysts are warning about and one has to wonder just what the fall season will bring to our portfolio balances.

Fall is the season to be wary of market corrections as history does point to many of the worst crashes occurring at this time of year.

Not all fall seasons will bring about a market correction of course as many a leaf season has passed with nothing more the beautiful colored leaves hitting the ground, but still, a bit of caution is recommended based on market history alone.

The markets are close to all-time highs and needless to say our economies aren’t.

Many an analyst forecast a drastic correction is due but not all of the experts agree.

So what else is new?

From my point of view, the signals are mixed at best and it’s not so obvious to at least this analyst that this fall will follow those historic fall seasons where markets experienced painful corrections.

Indeed the Federal Reserve is still printing a ton of money and now the European Central Bank (and as predicted many times on Money Matters) has announced another round of money printing (QE) just last week. These sovereign money programs designed to ward off recessions and stimulate economies bring massive amounts of money into play and copious amounts of this magnitude always finds its way into stock markets.

Based on the money printing programs alone and the amounts they encompass leads me to believe a massive stock market correction is still a ways off and perhaps even years off.

That’s not to say we won’t see minor pullbacks here and there but a major stock market crash is not in the cards, at least in my foreseeable future.

I could find many an analyst that would agree with me and many that would not but that’s the beauty of the markets: they don’t move in accordance what anyone says or does and that includes governments and central banks but in the end just obey the reality of the economic worlds around them.

And that dear reader is as mysterious as it comes.

When it comes to your investing habits in this upcoming fall season (and now in spring 2015- Marc) use common sense, never go all in on any one asset market no matter what anyone says and always keep a good portion of your money in plain old cash and cash equivalents like bank savings accounts, FDIC insured CDS and US government debt instruments like short term US treasuries and I Bonds.

 

 

Here is the info on the Money Class:

April 22nd, 10.30 am to 2:00 PM at our new digs at KVMR!  120 Bridge St. in Nevada City across for our old digs at 401 Spring St. See the new studios and attend class in our new community room. I will provide drinks and some snacks.

Cost: Reduced to $99.00 so mail your check now to reserve your spot.

This is a MUST ATTEND class for everyone, regardless of net worth.

We will cover, money- what it is and how does it work? Investing in stocks or elsewhere?
Tips on great rates for savers and low income. Real Estate, Dividend payers, annuities, bonds, offshore stuff, gold and silver, inheritance, fixed income, aging parents, investing for kids and more! Question and answer period at the end if time allows.

You will also get my Super Dividend Payer List!

How to enroll:
Send check to:
PMB 101 578 Sutton Way  Grass Valley, Ca 95945 (make check payable to E. CUNIBERTI)

Or just send us an email or sign up for two years on the website, get three and the class!

Remember, subscribe for a 2 year membership to the site and I will THROW IN THE CLASS FOR FREE~ Just go to moneymanagementradio.com. WHAT A DEAL! Cost for the 2 year membership is $199.00 and I also throw in your 3rd year free!

If you signed up for the website in the last 30 days for $199.00 you are also eligible for the discount.

You can also pay at the door of course ($99.00).

Don’t delay and get your discount. Choose your method of payment!

Special Note: The enrollment is small so you can bring your portfolio and have more one on one time with me! This will be a small class so take advantage of it and sign up now!

 

 

A NEW EVERBANK NO RISK MARKET SAFE CD IS OUT!

 

These seldom come out and when they do they are a great way to get inflation protection but without any risk!

Here are the details:

5 year CD

Based on emerging economies which look to rocket higher as the US economy stalls.

No downside risk and a minimum of 10 % return if the underlying indexes have any increase at all.

100 % UPSIDE participation! Unlike some of the other CD’s in the past where the upside is limited this one is not. Here are the fine details:

EverBank created the 5-year MarketSafe Future Economies CD for those seeking safer exposure to 6 emerging market currencies. You will effectively be participating in the appreciation of these currencies:

 

• Brazilian real (BRL)

• Chinese renminbi (CNY)

• Indian rupee (INR)

• Indonesian rupiah (IDR)

• Mexican peso (MXN)

• Turkish lira (TRY)

 

Equal weighting.  CD payments, including deposited principal and a potential Market Upside Payment, will be denominated in U.S. dollars and paid upon

CD maturity. The potential upside payment will be based on the equally weighted value of the performance of these 6 currencies

against the value of the U.S. dollar. With the dollars recent rocket ride higher, many, including me, are predicting its eventual snap back fall which could translate into great gains in this CD.

 

EXAMPLE:

If the CD performance exceeds

0%, but is less than or equal to 10%, the CD will deliver an upside

payment of 10% at maturity.

 

If the performance is greater than

10%, the upside payment will equal the CD performance.

 

If there is a negative performance, your deposited principal will be

100% protected and returned in full upon CD maturity.

 

What a great way to get upside potential without downside risk and no where can I get you this mix!  Here is the link:

 

https://www.everbank.com/investing/marketsafe/future-economies?referid=13286

 

Don’t miss out. This closes in about 3 weeks. Read the terms and conditions as always.

FDIC INSURED AGAINST LOSS OF PRINCIPAL!

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Money Matters airs this Thursday at NOON PST on KVMR FM! Don’t miss out! Tune in.