Policy

Disclaimer:
This website and the information contained herein is owned by and a product of Bay Area Process Inc, and is in no way a solicitation to buy or sell securities and is not meant as investment advice. I acknowledge I will consult a qualified financial advisor and will do my own research before investing. I understand Mr. Cuniberti is not a Registered Financial Advisor or Certified Financial Planner and is not affiliated with any financial firms and is a market analyst only. He may or may not hold assets listed herein. Companies mentioned or exhibiting advertisements or banners on Money Management Radio material may pay for their advertising space and/or referrals from such promotions. The website is for informational use only to assist you in deciding what investment areas may suit your financial needs. This information is only meant to inform your thinking, not lead it. Only you can decide where best to place your money. Investments involve risk. If you cannot tolerate risk, consider US Treasuries guaranteed by the US Government or FDIC insured accounts only. By utilizing this website or any information it contains, I agree to hold harmless Marc Cuniberti of any losses or other financial situations that may arise by reading this information and his suggestions on where I might look for my investment needs. I realize his suggestions are suggestions only and that I take full responsibility for investigating and researching any investment ideas he may suggest. I hold harmless KVMR FM, its staff, members and underwriters as well as Mr.Cuniberti for any and all losses I may incur as the result of selecting any securities or using the investment information listed on this website or any of the information I purchase, read, or otherwise assimilate from this site and acknowledge if I buy any of these securities or assets, that I have read the prospectus and accept any and all liability for such purchases.

Guarantees:
All information is written and or on audio files so it is not possible for us to offer any guarantees.

We hope you understand our position. All sales are final. Any information on this site is deemed accurate but is not guaranteed. We are not responsible for changes in any investment listed as it regards to payments, price movements, recommendations, profitability, accuracy, viability or any other regard. We may not be able to advise any visitor to our site nor post or update any change to any information given herein and do not guarantee all material will be current or accurate at any time. We also do not guarantee we will keep this material current or otherwise promise any future actions or postings to this site.

Privacy:
We do not sell email addresses nor divulge them in any way without your express written permission. We do not ask this permission unless you ask US to forward you a contact name and AGREE to us giving them your email address. We do not retain any of your financial information and will not discuss your financial information with ANYONE. Only Marc will see your information, and that includes our office staff. HE is the only one to see your information other then what you send us in your initial email request. Any email with financial information is usually destroyed after he reviews it.

Copyright Protected:
Audio files, shows, newscasts, Money Matters Update, purchased materials and/or all information what so ever obtained free from this site or otherwise purchased is protected under applicable copyright laws and cannot be reproduced without express written consent from Marc Cuniberti and Bay Area Process Inc. Money Matters and all related materials outside of KVMR FM is written by Bay Area Process Inc.

Anyone replicating any material herein without express written consent will be prosecuted under the full extent of the law.

Newsletters
Please review the Disclaimer on Newsletters and Newsletter Archives.