Newsletters - Past Issues

Happy New Year 2016 Please Read!

 

 Money Matters airs this Thursday January 7th 2016  at noon PST on KVMR FM or www.kvmr.org world

"The Zombie Apocolypse" 

 

 

Marc's notes:

Building a portfolio for investors can be a daunting task. Many portfolios I see use what I call a “shotgun” approach.

What I call shotgun portfolios are built on a variety of mutual funds which may include large cap (large companies)  mid cap (midsize companies) , small cap (small companies) , emerging markets, global stocks, municipal bond funds, corporate bond funds, high yield income funds (usually comprised of a variety of junk bonds) and even individual stocks. I also might see sector funds (certain industries), mortgage REITs (real estate investments trusts), business development companies (BDC’s) and even Treasury debt and a variety of other debt instruments.

The common thread among this shotgun approach is to buy some of everything with the belief is your “covered”, or in plain English “diversified”.

I often find this approach grossly inadequate for today’s markets but this is my opinion only.

Rarely if ever do we see all assets classes move in concert.  Every day I see red and green on my board, meaning certain market areas will go up while others go down and some will even remain where they are on any given day.

That being said, holding a shotgun portfolio may have a tendency to be profit neutral, meaning it may be going nowhere fast, a complaint I hear often.

Going nowhere may be desirable in down markets but in up markets can be frustrating.


 

Money Matters Update December 1, 2015 Please Read

Money Matters airs this Thursday December 3, 2015 NOON PST on KVMR FM and www.KVMR.org or at moneymanagementradio.

 

 

Thank you for all kind support with Turkey Matters. We helped buy about 200 turkeys this year. If you want, just send me the reciept of your donation to the food bank of your choice (not the check) and I will still match your donation!~

 

 

 

Dear fans,

For years people have listened to my show and read my columns. Because many thought I made sense and agreed with my economic views, they requested I manage their funds and for years I have refused. I simply had too much work in the radio/ media business. But after so many requests and having given it serious consideration, I have joined a very dear friend at his firm MKB Financial Services in Auburn. Matt Baltz and I think alike. We are like family. We strive to provide the best service, with integrity, straight forward analysis with detailed and concise communication. We offer a full range of money management, retirement planning, income planning, family planning, investment recommendations and more. We have developed 3 portfolios to help meet the needs of our clients. The cost will be a simple fee commensurate with the industry on the amount invested.

I will talk with you quarterly to review your investments and more often if you require it.

Annually we meet and you and I will update your financial information to keep us on track and make sure you and I are up to date on your situation and your expectations.

We will handle the transfer paperwork for you. I will sit down with you and gather your individual situation and your needs, basically getting to know your financial picture so together we can decide what is best for you and your family.

I am excited to be able to offer you this opportunity to go "Money Matters"!

Call me today at my personal number (530) 559-1214 (private cell- do not give out ) to talk with me about meeting with you or just to get more information. I expect to be busy with this announcement so give me a call to beat the expected rush! Or send me an email at  mcuniberti@cambridgesecure.com

Thank you again and I look forward to meeting of all of you!


 

Money Matters Update November, 2015

 

Can you help me feed the poor this Thanksgiving?

My "match your funds' Turkey Matters program is officially underway. Mail in your check to any food bank you choose. I will drop a digit and match your funds (up to $5,000) and mail my check to that food bank. Make your donation go farther! 


 

Money Matters Update November 2, 2015

 

 

Can you help me feed the poor this Thanksgiving?

My "match your funds' Turkey Matters program is officially underway. Mail in your check to any food bank you choose. I will drop a digit and match your funds (up to $5,000) and mail my check to that food bank. Make your donation go farther! 


 

Money Matters Update October 15, 2015 Please Read

Money Matters airs today, Thursday. October 15th at noon, PST on KVMR FM. Tune in!
 
 
Can you help me feed the poor this Thanksgiving?
My “match your funds’ Turkey Matters program is officially underway. Mail in your check to any food bank you choose. I will drop a digit and match your funds (up to $5,000) and mail my check to that food bank. Make your donation go farther! 
Let’s buy Turkeys for the poor! Your Thanksgiving will never be better knowing you helped me feed thousands of hungry people! Just mail me a receipt of your donation to the below address. (New regulations on me require you make the donation yourself- do NOT mail the check to me)
 Mail me the receipt then I will mail a check to that particular food bank.
 
                  Mail your receipt to address exactly as listed below:
Money Matters/Turkey Matters
PMB 101
578 Sutton Way
Grass Valley, Ca 95945
 
 
 
 
 
What stock sectors react to what macroeconomic events?

 
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